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Have questions or ready to get started? Reach out to our team anytime — we’re here to help you find the best finance solutions with no hassle. Let’s chat!

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+64 22 574 2755

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Loan Repayment Calculator

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Disclosure:
This calculator provides an estimate only and is not an offer of finance. The results are based on the information you have provided and assume a fixed interest rate for the term of the loan. Actual interest rates, fees, and repayment amounts may vary depending on your individual circumstances and the lender’s credit criteria. For an accurate quote and assessment, please contact us directly.

Frequently Asked Questions

What types of finance can I apply for through FYN?

We help with a range of lending options, including:

  • Vehicle finance – cars, utes, motorbikes, caravans, boats, and more

  • Equipment loans – tools and machinery for business growth

  • Personal loans – for holidays, renovations, education, or life’s curveballs

  • Debt consolidation – tidy up your repayments into one manageable loan

  • Business loans – tailored solutions to help you move faster

How much can I borrow?

Loan amounts typically start from around $1,000, with flexibility depending on the purpose of the loan, your credit profile, and income. Some secured or business finance options can exceed $250,000.

How fast is the approval process?

Once we have your details, we aim to provide a response within a few hours. If approved, funds are often available on the same day or by the next business day, depending on your bank and the lender.

What are the interest rates?

Rates vary depending on the lender, your credit history, and the type of finance. As a guide, the rates startes from 8.99% – 29.99% depending on various factors.

We’ll always aim to find you the most competitive rate you qualify for, and we’ll explain all costs upfront.

I have a less-than-perfect credit history. Can I still apply?

Absolutely. We work with a broad panel of lenders, including those who consider:

  • Past credit defaults

  • Low income or irregular income

  • Limited credit history

If needed, we can also explore guarantor options or secured lending to improve your chances of approval.