Finance that works
as hard as you do.
Compare 10+ lenders in minutes. Car loans, business funding, personal finance — pre-approved fast, with a real team behind you every step.
2 minutes · No obligation · No credit check
The right loan for every need.
We work with 10+ trusted lenders to find your best rate — quickly, clearly, and without the hassle.
New or used, any make or model. Flexible 1–7 year terms with competitive rates and same-day approval available.
Holidays, renovations, debt consolidation, unexpected expenses. Fast approvals with funds in your account quickly.
Working capital, equipment, expansion funding. Tailored business finance solutions for NZ companies of any size.
We work for you,
not for a single lender.
As an independent broker we search 10+ lenders to find the right deal for your situation — not just whoever’s most convenient.
Bad credit considered
We work with lenders who look beyond your credit score.
No hidden fees, ever
Every cost disclosed in full before you commit to anything.
Real people, not bots
Your Auckland-based advisor calls you — usually within the hour.
Same-day funding available
Once approved, money moves fast — often the same business day.
Apply in 2 minutes
Simple online form — basic details only. No documents required yet.
No credit check at this stageWe call you within the hour
A real FYN advisor reviews your situation and matches you with the right lenders.
Real people, not automatedApproval in 24 hours
We manage the process and return with a confirmed decision and clear terms.
All costs disclosed upfrontFunds in your account
Money transferred directly to you. Same-day funding often available.
Same-day availableEstimate your repayments
Adjust the sliders to see your estimated repayments instantly.
Your loan details
Trusted by Kiwis nationwide.
“Loan approved in 15 minutes — all they needed was my driver’s licence. Quick, simple, and completely stress-free. Communication was excellent throughout. Would absolutely recommend.”
“Best service I’ve dealt with. Always kept me up to date, made the process incredibly smooth. Stress-free from start to finish — 100% recommend to anyone needing finance.”
“Exceptional professionalism and dedication. Sincerely grateful for their help securing my dream car — reliable, transparent, and strongly client-focused from the very first call.”
Ready to get funded?
Join New Zealanders who’ve trusted FYN. Apply in 2 minutes, hear back in under an hour.