Equipment Finance

Upgrade your gear without draining your cash flow — equipment finance helps you get what you need, when you need it. Fast approvals, flexible terms, and no hidden surprises

Start With a Free Custom Quote

Fill in your details and one of our finance experts will be in touch with smart equipment funding options tailored to your business.
From diggers to dental chairs — if it helps you earn, we’ll help you fund it.

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Your Loan Details

Loan Amount: $10,000

Interest Rate (%): 12.99%

Loan Term (Years): 5

Repayment Frequency

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Estimated Repayments

Repayment: $0.00 per payment

Total Interest: $0.00

Total Loan Cost: $0.00

Disclosure:
This calculator provides an estimate only and is not an offer of finance. The results are based on the information you have provided and assume a fixed interest rate for the term of the loan. Actual interest rates, fees, and repayment amounts may vary depending on your individual circumstances and the lender’s credit criteria. For an accurate quote and assessment, please contact us directly.

Frequently Asked Questions

What can I finance with an equipment loan?

Pretty much anything your business uses to operate — trucks, tools, machinery, IT systems, medical or farming equipment. If it powers your business, we can fund it.

Can I finance second-hand or privately bought equipment?

Yes! Used equipment and private sales are often eligible — we’ll help you tick all the boxes and deal with the paperwork.

How much can I borrow?

Equipment finance ranges from around $5,000 to $1M+ depending on the asset and your business situation. We’ll find the right structure for your budget.

Do I need to provide financials?

It depends. For smaller amounts or low-risk assets, sometimes just your ID and recent business bank statements are enough. Larger deals may require GST returns or profit/loss summaries.

Do I own the equipment, or is it leased?

You can choose between options like equipment loan (you own it), lease, or hire purchase. We’ll walk you through what suits you best.

Can I get approved with limited trading history?

Yes — especially if you’re financing a revenue-generating asset. New businesses, sole traders, and contractors are welcome to apply.