Insurance

Protect your wheels and wallet — add smart insurance alongside your car loan for peace of mind on the road. From breakdowns to total losses, we’ll help you choose the right cover.

Start With a Free Custom Quote

Fill in your details and one of our financial advisers will call you with clear advice on insurance add-ons—no push, just support.
Mechanical Breakdown, GAP, CCI—we’ve got your back.

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Frequently Asked Questions

Is MBI worth it?

MBI helps cover costly mechanical failures not included in your standard policy, but premiums can be high—often $1k–$4k rolled into your loan. Read the fine print—buyers have reported limited value unless you depend heavily on your car

What does GAP actually cover?

If your car is written off and your insurer pays less than what’s owed, GAP covers the shortfall—up to policy limits—often including extras like rental car costs.

Can I get CCI for loan protection?

Yes—CCI (or payment protection) helps cover loan repayments during illness, redundancy, or other life events, though most policies have waiting periods and various exclusions

Are these insurances mandatory?

No. You’re not required to purchase any add-ons to secure your car loan. They’re optional, which means you can shop around and compare independently

Should I roll the premium into the loan?

You can, but remember this adds interest on top of the insurance cost. Paying upfront in cash can save you significant interest over the loan term

How do I decide what I need?

Start by checking if your car insurance agreed value covers your loan. If not, GAP may help. MBI or CCI could be useful if you depend heavily on your car or your income—but only when it makes financial sense. Consider setting up an emergency fund instead.

Other Loans

Business Loan

Get working capital, asset finance, or equipment loans tailored to your business goals.

Home Loan

We’ll connect you with trusted mortgage advisors to help you secure the right home loan.

Personal Loan

Fast, flexible loans for travel, education, or unexpected costs — no unnecessary delays.